Location Efficient Mortgage (LEM)

Location Efficient Mortgage (LEM):

Location Efficient Mortgages are available to individuals purchasing more expensive homes in areas where with efficient public transportation systems. These loans take into account monies saved on the expenses related to owning or leasing automobiles.

LEM loans are only available in certain markets:

  • Chicago, IL
  • Los Angeles, CA
  • San Francisco, CA
  • Seattle, WA

Find out more about LEMs.

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Regulated by the Colorado Division of Real Estate, CA CFL#603 H231, Loans made in California will be arranged or made pursuant to the Department of Business Oversight California Finance Lenders Law. NMLS#169609

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